Facing the debt for Christmas

22 November 2010 update at 17: 58 GMT credit card will be the most popular way of borrowing for Christmas over 7% of the adult will go red to pay for Christmas, with credit cards the most popular way of borrowing, a survey has found.

Four people out of 10 will already debt, mortgage loans and student when they begin their Christmas shopping loans were found.

Moneysupermarket.com has commissioned a survey of 2,700 adults to discover their debt levels.

The situation is more acute in the southeast of England, the survey said.

"We know times are tough," said head of loans, Moneysupermarket Tim Moss.

"Our research shows that more than 20 million consumers will visit the most financially stressful time of year already in debt."

Some 69% will be the cost of gifts and festivities on credit cards, 23% use a loan will be discovered, and 8%.

The pressure seems to be strongest in the southeast of England where one person in five free debt consumers are looking to go into the red for Christmas, the survey.

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Save Christmas music in December, said the shoppers survey

18 November 2010 update at 11: 42 GMT Christmas shoppers may suffer from mood during the festive season with 73% of buyers want the calendar to achieve before December the feast of music played in stores, according to a survey.

Over 2,000 people in October poll revealed that 61% of buyers who have heard Christmas tunes were not invited to begin to buy gifts.

Startup music, white Bing Crosby Christmas is the most popular melody.

The mood Media Corporation, which provides entertainment store and commissioned the survey, said that a good atmosphere is indispensable to keep customers in a store.

Internet purchases

The poll conducted towards the end of October, interviewed various age groups on their attitudes.Il found that, among those 18 to 44, 74% enjoy hearing music stores - but not necessarily Christmas favorites.

"The message is clear to retailers are looking for ways to keep plus.Au instead of using festive airs simply because of holiday shopping are about to begin, store buyers they can adapt their music store and the tastes of their demographic specific customer" says Vanessa Walmsley, the Media Corporation moods.

"If customers really love the track has played in the stores, they will stay longer and increases the chances of making a sale."

One way to avoid in-store music entirely is shopping online.

The figures to be released Friday by the Capgemini IMRG index shopping online are supposed to show this gift purchase picked up sharply in October that internet consumers began to buy this Christmas.

Official figures from the Office of national statistics showed that UK retail sales increased 0.5% in October compared to September, ending two months of decline.

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