mortgages remain relatively good markets, compared to recent years, the number of homes continues the United Kingdom possession in the fall to help homeowners keep pay their mortgages at low interest rates.Lenders have seized 8 900 homes within three months of October - a decrease of 5% versus the previous quarter, said the Council of mortgage lenders (CML).
It was the fourth quarter in a row that has dropped since they reached a peak of 12,200.
However, the CMA has warned that the trend of possession may be reversed.
ArrearsThere was little change in the number of borrowers who fell on the repayment of the mortgage.
The CMA figures showed that 176,100 mortgage arrears of 2.5% or more of the outstanding balance .c ' is in a bit of 178,200 three months earlier and 203,800 a year earlier.
"Despite the seriousness of the economic slowdown and the probability only slow and prolonged rise, a combination of low interest rates and the commitment of borrowers, lenders, and government debt advisors has helped to keep mortgage payments problems check so far," said CMA Director General Michael Coogan.
"Continue to read the main storymany households are skilled to adjust their spending and their priority bills"end quote Michael Coogan CMA Director-General "but we can't take arrears of falls and possessions for granted and can reverse the recent welcome."Expenditure trends
The CMA figures show that the number of owners with the lowest level of backlog - where payments are behind by between 1.5% and 2.5% of the loan outstanding - dragged slightly by 100 to 83,300.
But there is a dip of 1,700 in proportion with high levels of between 2.5% and 5% of the outstanding loan arrears mortgage holders.
The number of people with larger - disabilities of outstanding arrears for more than 10% of the loan outstanding - slightly increased.
Coogan said that some but not all, households would be able to cope with any future increase in interest rates.
Many households are concerned about the economic situation"Many households are adept at adapting their expenses and bills to handle their path successfully in periods of temporary difficulty priority," he said.
"But the ability to do this will depend on particular circumstances, in which income falls measurement or increased costs of mortgage and how as soon as they can get back to full employment."
Future imageIt has 28,400 possession so far this year, suggesting that the end of the year the number will be less prediction of the CMA of 39,000 houses this year, and certainly down from its previous forecast of 53,000 possession.
However, figures from the Department of justice indicate that the number of owners involved in the previous steps of an action for recovery in the courts in England and Wales County increased slightly.
In the third quarter of the year, the number of requests for possession launched by lenders was 4% versus the previous quarter to 18,931.
Some mortgage 14,138 possession claims led to orders made by the courts, which was 5% more than in the previous quarter.
More than half of all orders are always was suspended by the courts generally to give time to house owner to pay.
Campbell Robb, CEO of housing charity Shelter, said that some people have been hung in their homes "by the skin of their teeth".
"With so many homeowners in serious difficulty, pressure could become too and unless we take emergency measures we can well faced with a sudden increase in people at risk of losing their homes in the coming months," he said.
Separate figures of the CMA has shown that there are 50,000 mortgage loans for the purchase of the House of peak in September - identical to the previous month - displaying a continuing appetite for mortgage lending in the United Kingdom lack.
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